Should I Take a Year Off – Follow Up

A little while ago I wrote a post about how I was considering taking a year off of work to explore other things. A lot has changed over the past few months and I am excited to say I’m doing it….. Kind of…

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So I guess I’m not exactly taking a year off, but I am taking a year part-time. I have reached an agreement with my work that I will now only be working Tuesday, Wednesday, Thursday with a 4 day weekend, every weekend!! Today is my first Monday off work (I know this Monday is technically a holiday anyway, shhhh) that isn’t a vacation day in at least 10 years. I have already written a post, mowed the lawn, cleaned up the camper from a weekend away and it’s only 9:30 am. It appears I’m not going to have any trouble keeping myself busy. The only downside to all this is that while I will only be working 60% of the time, predictably I will only get paid 60% of my wage.

Now here is the funny thing, we already save 100% of my pay so a reduction in my wages will have zero effect on our day to day lives. The only thing this is going to change is how quickly we are adding to our investments and therefore how quickly we reach FI. But, I HAVE crunched the numbers – and if I work for one year at 60% it will only delay FI by about 6 months. This doesn’t include any possible side work that I may pick up. So why does this make me feel so nervous?

It is something I have been wanting to do for a while, yet now that it is actually happening I have some doubts. I’m concerned over the fact I won’t be adding to my investments so aggressively. (But I should probably just stop being such a wimp).

At the end of the day, it’s a rather low-risk venture. I can always go back to working full-time and I don’t need to worry about there being a gap on my resume. If I find some contract work on Mondays and Fridays then I can likely bring my earnings back to where it is now, but with added flexibility. Or maybe I’ll have more time to write on the blog and actually publish more than ONE article per month (Doubtful).

Either way, this is hopefully going to free up some much needed time and provide me with a chance to finally catch up on the to-do list. Although this may slow down my time to FI, it is going to allow me to enjoy the journey a whole lot more. After all, it’s the journey, not the destination, right? At least that what I have been told.

Would you ever consider part-time work? Is it better to sprint to the finish or enjoy a slower run? I guess I’m about to find out.

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About the Author: The Accountant

The accountant spent most of his career in public practice until recently when he took a job with a local company as their in house accountant. As a kid he was always a saver and was constantly trying to come up with new ways to make money.


  1. Nice. It sounds like your past financial decisions now give you the option to slow down and take more control over your time. That, really, is the ultimate point of the FIRE movement…to take back control of your time.
    You may find that even when you “reach FI” you will probably want to keep working on a part time basis like you are choosing to do now. I know this is the case for me, having recently crossed the FI threshold (at age 36), I plan to maintain a foothold in my current profession, but working part time and in control of when I do/don’t work.
    These are the fruits of FIRE.

    1. I 100% agree, I don’t really ever plan of fully stopping work but the ability to work when I want to and on my own terms is key to me. That’s amazing that you were able to hit FI at 36, nice work! I think the ability to work part time is a really underrated aspect of the FIRE movement. It’s such a great way to transition into a new lifestyle.

  2. Congrats on making this change Accountant! I love how you’ve reframed this—that it doesn’t affect your daily spending, and it’ll only delay your journey to FI by 6 months.

    How awesome is that?! Enjoy the slower pace over the next year.

    1. Thanks! It was pretty great not having to go to work yesterday! (I ignored the fact it was a holiday and I would have had it off anyway)

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