In this episode, the guys tackle the emergency fund debate. We’ll sample a new beer as usual too. If you found this podcast you’re probably familiar with the FI/RE movement that has grown in popularity recently. Here at the FI Garage, we’re all on the path to FI, however, we consider the RE part optional.

Beer #1 – Three Ranges Brewing’s UpSwift Creek Pilsner [0:38] – Listener-Sponsored, Thank you very much!

Useful Tool [2:45] – YouTube, Home RenoVision DIY [4:45]

• PayTm changes – now charging “convenience fees” – Paytm Canada Review via Maple Money [3:55]

Emergency Funds [8:59]

Have an Emergency Plan!

• The Economist has an “Emergency Fund” and wrote about it here [9:50 and 32:20]
• Dave Ramsey’s Baby Steps [10:10]
• eqbank [14:42]
• Springy Debt Instead of a Cash Cushion via MMM [18:40]